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Traditional Undergraduate Information

How to apply

  1. If you are not already a Concordia student, apply for admission to Concordia University
  2. Complete the federal tax form
  3. Complete the Concordia Financial Aid Application
    2007-2008 (waived for all new students)
  4. Complete the FAFSA

    What aid is available?

    Need-based-grants
    • Pell and Federal Supplementary Opportunity Grants (SEOG) for students and families that qualify
    • Minnesota State Grant for students and families that qualify
    • Concordia Need-based Grants
    Merit-based aid
    • Scholarship Calculator
    • Academic, based on GPA and ACT scores ($2,500 - $10,000)
    • Lutheran Heritage, for LCMS church members ($1,000)
    • Athletics (NCAA Division II rules) - Who to contact
    • Dean's Scholarships:
      Art, Business, Communication, English/Modern Languages, History, Math and Natural Sciences, Music, Natural Science, Social and Behavior Sciences, Theater
    Lutheran Church Vocation Grants
    • Church Worker Assurance ($12,450)
    • Church Vocation ($2,000)

    Requires District Financial Aid Application (provided by your district), Congregational Assistance Form, Concordia Financial Aid Application (waived for all new students for 2007-2008) (2007-2008) and most districts also require a completed FAFSA

    Four Loan Options
    Federal and state loans require a Concordia Financial Aid Application (2007-2008) and a completed FAFSA, except for some alternative loans, which may have no requirements.
    1. Perkins for low income families with a $4,000 maximum
    2. Stafford
      Freshman (0 -31 credits) $3,500 maximum
      Sophomore (32-63 credits) $4,500 maximum
      Junior or Senior (64 or more credits) $5,500 maximum

      New Borrowers:

      Previous Borrowers:
      Your Stafford loan for the school year will be processed for the amount listed on your current award unless you notify the financial office in writing that you like to reduce this amount.

      There are two types of Stafford loans:

      • Subsidized (federal government pays interest while student is in school)
      • Unsubsidized (student pays interest while in school or it accrues)
    3. PLUS Loans
      • A parent loan
      • Checks for credit-worthiness of parent
      • Maximum amount is cost of attendance minus financial aid
      • Interest varies annually
      • Re-payment starts 60 days after disbursement
      • PLUS Loan Application

      New Borrowers:

      • Complete a Master Promissory Note for new borrowers.

      Previous Borrowers:

      • Complete a Master Promissory Note only.
    4. Alternative Educational Loans
      If your award does not cover your bill or you do not want a federal or state loan there are other loan options. There are many types of student loans; it is important for you to choose the one that best meets your needs.