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Adult Undergraduate Tuition and Financial Aid

Quality Education, Affordable Price

Pursuing your bachelor’s degree is an important decision for you and your family, and the cost of tuition is a significant consideration.

If you’ve looked at comparable degree programs you already know that Concordia offers a superior private college education at an affordable price. Many adult students assume they aren’t eligible for financial aid, but you’ll be glad to know that Concordia offers a variety of sources to help you pay for your education, including state and federal loans and grants, payment plans and scholarships for those who qualify. Many students also receive tuition reimbursement from their employer.

Applying for financial aid doesn’t take long and it’s worth the effort! Our financial aid specialists can answer your questions and help determine the best plan for you.

Frequently Asked Questions About the Financial Aid Process:

What is included in a typical financial aid package?

A typical financial aid package begins with the Expected Family Contribution (EFC) which is calculated once you complete the Free Application for Federal Student Aid (FAFSA). Concordia will use the EFC to determine what types of aid you may be eligible for including MN State Grant, Pell, Supplemental Equal Opportunity Grant (SEOG), work study, Stafford loans, Perkins loans and private education loans.

How do I apply for financial aid?

Go to www.fafsa.gov and complete the FAFSA (Free Application for Federal Student Aid).

  • Choose Concordia University, St. Paul with the code 002347

Why is a PIN needed for the FAFSA and where do I get it?

The U.S. Department of Education requires a PIN to complete the application. The PIN provides an added level of security to financial information, and allows the applicant to log out and return to their application later if they are unable to complete the application in one session. It also allows students to access their U.S. Department of Education financial aid records.

What is the deadline for financial aid?

It is recommended you complete the FAFSA after you have filed your federal tax return for the year, or as early as possible to ensure your financial goals are met.

How long does it take to receive the financial aid package?

Prior to be being awarded, you must be admitted to Concordia University, St. Paul and have a complete FAFSA on file. Approximately two weeks after these requirements are met you can expect to receive your financial aid award letter in the mail.

Do I have to apply for financial aid each year?

Yes. If you have completed a FAFSA before, you will complete a Renewal FAFSA each year.

When is financial aid applied to the student account?

  • Grant money is applied to student accounts on the first day of classes.
  • Federal loan money is applied to student accounts approximately three weeks after the start of your program.
  • Private loans are disbursed as soon as all requirements are met.

What happens to any 'leftover' money in the student account?

If a credit balance remains after all tuition and fees have been paid for the semester, students receive the overage within 14 days.  Refer to CSPConnect for specific details.

I've been selected for federal verification. What does this mean?

Verification is a process that all universities receiving federal aid are required to complete. The purpose of verification is not to find fraudulent FAFSA applicants, but to find and correct common mistakes made during the filing of the Free Application for Federal Student Aid. If the verification process is not completed, a student will not be considered for any need-based financial aid.

To Complete This Step:

  • Submit a copy of the Federal Verification Worksheet and a copy of the previous year's tax information. 
    Must be the same tax documents that were used to complete the FAFSA
  • If you are dependent, and were required to submit your parent's information on the FAFSA, you will need to submit a copy of yours and your parent's tax information.

Refer to CSPConnect for specific details.

 

Contact Student Financial Services

Student Financial Services is located in the Lutheran Memorial Center on Concordia's campus.

Email: finaid@csp.edu
Phone: (651) 603-6300
Fax: (651) 603-6298

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