Tuition & Financial AidAdult Undergraduate

Quality Education, Affordable Price

Pursuing your bachelor’s degree is an important decision for you and your family, and the cost of tuition is a significant consideration.

If you’ve looked at comparable degree programs you already know that Concordia offers a superior private college education at an affordable price. Many adult students assume they aren’t eligible for financial aid, but you’ll be glad to know that Concordia offers a variety of sources to help you pay for your education, including state and federal loans and grants, payment plans and scholarships for those who qualify. Many students also receive tuition reimbursement from their employer.

Applying for financial aid doesn’t take long and it’s worth the effort! Our financial aid specialists can answer your questions and help determine the best plan for you.

Scholarship and Grant Resources

Concordia’s adult education programs offer a discount in tuition as well as several scholarship opportunities if you qualify. Contact your Admissions Counselor for additional scholarship and partnership information.

Lutheran Heritage Scholarship

Awarded to adult undergraduate and graduate students at $2,000 per degree program. Scholarship is evenly disbursed over the duration of program. Scholarships do not require an application and are awarded exclusively upon acceptance if the student is an active member of an LCMS congregation. Students must be registered at least half-time (6 or more credits) to qualify.

Transfer Advantage Scholarship

Offered to students pursuing an undergraduate degree that transfer directly from a Concordia partner institution. Students must successfully complete an associate’s degree or MnTC at a partner school. Eligible students are awarded $2,000 (evenly disbursed over duration of degree program) exclusively upon acceptance.

Concordia Partnership Advantage

Concordia Partnership Advantage

The Concordia Partnership Advantage provides a unique opportunity for employers to work directly with Concordia University, St. Paul to develop a well-educated workforce that is better equipped to manage and support the business goals of the organization.

The program is a mutually beneficial partnership that offers employees or members of the partnering organization a $2,000 tuition discount exclusively upon acceptance and priority admission status when they enroll in any undergraduate or graduate degree program at Concordia University, St. Paul. There is no additional investment required of partnering organizations. You simply make the program available to your employees or members and reap the benefits of a better educated workforce.

AmeriCorps Scholarship

AmeriCorps alumni admitted to Concordia University, St. Paul will be awarded a $5,000 scholarship exclusively upon acceptance. The scholarship can be applied toward tuition on any bachelor’s or master’s level program and will be distributed evenly across the student’s course of study. Students must maintain good academic standing including GPA requirements. Scholarship cannot be combined with other institutional discounts/scholarships, such as military, community college partnership(s) and employee discounts. Program participation will be evaluated on an annual basis. Requires annual submission of FAFSA. Not to exceed the cost of tuition less any other grant or scholarship aid.

Federal Veterans Benefits

Federal Veterans Benefits – Certificates of Eligibility may be obtained from Federal Veteran Administration offices where the records are kept. Concordia University, St. Paul is an eligible institution for Federal military benefits including Montgomery GI Bill, Veterans Administration, vocational rehabilitation and ROTC. Read more about Federal Veterans Benefits

Minnesota Child Care Grant

Minnesota Child Care Grant is a state grant based on financial need and child care requirements. Must be a Minnesota resident. Read more on the Minnesota Child Care Grant website.

Minnesota GI Bill

Minnesota GI Bill is a state grant based on financial need. Must be a Minnesota resident or on Active Duty in Minnesota. Read more about the Minnesota GI Bill

Need-Based Grants

Require a completed FAFSA

  • Federal Pell Grant for students and families that qualify
  • Minnesota State Grant for students and families that qualify.

Loans

All loans require a completed FAFSA, except for some alternative loans which may have no requirements.

Stafford

(assuming the student is independent on the FAFSA)

Freshman (0 -31 credits)     $9,500 maximum
Sophomore (32-63 credits)     $10,500 maximum
Junior or Senior (64 or more credits)     $12,500 maximumThere are two types of Stafford loans:

  • Subsidized (federal government pays interest while student is in school)
  • Unsubsidized (student pays interest while in school or interest accrues)

Accepting a Stafford Loan
To accept a Federal Stafford Loan, please complete the Stafford loan entrance counseling and sign this Stafford Master Promissory Note (MPN).

Private Educational Loans

If your tuition was  not covered fully by Federal Stafford loans and Need-Based Grants, you will need to pay the remainder out of pocket or apply for a Private Educational loan. There are many types of student loans, and it is important for you to choose the one that best meets your needs. FASTChoice is a tool that helps you to compare lenders and their loan products.

Payment

Financial Aid Process F.A.Q.

What is included in a typical financial aid package?

A typical financial aid package begins with the Expected Family Contribution (EFC) which is calculated once you complete the Free Application for Federal Student Aid (FAFSA). Concordia will use the EFC to determine what types of aid you may be eligible for including MN State Grant, Pell, Supplemental Equal Opportunity Grant (SEOG), work study, Stafford loans, Perkins loans and private education loans.

How do I apply for financial aid?

Go to www.fafsa.gov and complete the FAFSA (Free Application for Federal Student Aid).

  • Choose Concordia University, St. Paul with the code 002347
Why is an FSA ID needed for the FAFSA and where do I get it?

The U.S. Department of Education requires a PIN to complete the application. The PIN provides an added level of security to financial information, and allows the applicant to log out and return to their application later if they are unable to complete the application in one session. It also allows students to access their U.S. Department of Education financial aid records.

What is the deadline for financial aid?

It is recommended you complete the FAFSA after you have filed your federal tax return for the year, or as early as possible to ensure your financial goals are met.

How long does it take to receive the financial aid package?

Prior to be being awarded, you must be admitted to Concordia University, St. Paul and have a complete FAFSA on file. Approximately two weeks after these requirements are met you can expect to receive your financial aid award letter in the mail.

Do I have to apply for financial aid each year?

Yes. If you have completed a FAFSA before, you will complete a Renewal FAFSA each year.

When is financial aid applied to the student account?
  • Grant money is applied to student accounts on the first day of classes.
  • Federal loan money is applied to student accounts approximately three weeks after the start of your program.
  • Private loans are disbursed as soon as all requirements are met.
What happens to any 'leftover' money in the student account?

If a credit balance remains after all tuition and fees have been paid for the semester, students receive the overage within 14 days.  Refer to CSPConnect for specific details.

I've been selected for federal verification. What does this mean?

Verification is a process that all universities receiving federal aid are required to complete. The purpose of verification is not to find fraudulent FAFSA applicants, but to find and correct common mistakes made during the filing of the Free Application for Federal Student Aid. If the verification process is not completed, a student will not be considered for any need-based financial aid.

To Complete This Step:

  • Submit a copy of the Federal Verification Worksheet and a copy of the previous year’s tax information.
    Must be the same tax documents that were used to complete the FAFSA
  • If you are dependent, and were required to submit your parent’s information on the FAFSA, you will need to submit a copy of yours and your parent’s tax information.

Refer to CSPConnect for specific details.

Contact Student Financial Services

Student Financial Services is located in the Lutheran Memorial Center on Concordia’s campus.

Email: finaid@csp.edu
Phone: (651) 603-6300
Fax: (651) 603-6298

Financial Aid in Four Simple Steps

  1. 1) Apply for admission to Concordia University, St. Paul
  2. 2) Apply for a PIN from the US Department of Education
  3. 3) Complete the FAFSA (Free Application for Federal Student Aid)
    * The Concordia University School Code is 002347
  4. 4) Respond to all financial aid correspondence sent to you.

Why Study at CSP?

Your learning experiences will be relevant to the skills employers seek and real preparation for a life of meaning and service.

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The Concordia Value

The value of your Concordia degree will last a lifetime - and even better, Concordia is one of the most competitively priced private colleges in Minnesota.

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“My education at Concordia gave me everything I needed to tackle my vocation. ”

Joe Austin ‘05 B.A. Communication Studies & M.A. Organizational Management

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