A typical financial aid package begins with the Expected Family Contribution (EFC) which is calculated once you complete the Free Application for Federal Student Aid (FAFSA). Concordia will use the EFC to determine what types of aid you may be eligible for including MN State Grant, Pell, Supplemental Equal Opportunity Grant (SEOG), work study, Stafford loans, Perkins loans and private education loans.

Go to www.fafsa.gov and complete the FAFSA (Free Application for Federal Student Aid).

• Choose Concordia University, St. Paul with the code 002347

The U.S. Department of Education requires a PIN to complete the application. The PIN provides an added level of security to financial information, and allows the applicant to log out and return to their application later if they are unable to complete the application in one session. It also allows students to access their U.S. Department of Education financial aid records.

• Apply for the PIN at www.pin.ed.gov.

It is recommended you complete the FAFSA after you have filed your federal tax return for the year, or as early as possible to ensure your financial goals are met.

Prior to be being awarded, you must be admitted to Concordia University, St. Paul and have a complete FAFSA on file. Approximately two weeks after these requirements are met you can expect to receive your financial aid award letter in the mail.

Yes. If you have completed a FAFSA before, you will complete a Renewal FAFSA each year.

• Grant money is applied to student accounts on the first day of classes.
• Federal loan money is applied to student accounts approximately three weeks after the start of your program.
• Private loans are disbursed as soon as all requirements are met.

If a credit balance remains after all tuition and fees have been paid for the semester, students receive the overage within 14 days.  Refer to CSPConnect for specific details.

Verification is a process that all universities receiving federal aid are required to complete. The purpose of verification is not to find fraudulent FAFSA applicants, but to find and correct common mistakes made during the filing of the Free Application for Federal Student Aid. If the verification process is not completed, a student will not be considered for any need-based financial aid.

To Complete This Step:

• Submit a copy of the Federal Verification Worksheet and a copy of the previous year's tax information. 
  Must be the same tax documents that were used to complete the FAFSA
• If you are dependent, and were required to submit your parent's information on the FAFSA, you will need to submit a copy of yours and your parent's tax information.

Refer to CSPConnect for specific details.